This site is operated by Evolve Group Limited (FSP711891), a licensed Financial Advice Provider regulated by the Financial Markets Authority. We help New Zealanders understand reverse mortgage and equity release options, with personalised financial advice from Evolve's licensed advisers.
HomeEquityRelease.co.nz is operated by Evolve Group Limited (FSP711891) to help New Zealanders understand equity release options including reverse mortgages and home reversion schemes, and to access personalised financial advice from Evolve's licensed advisers.
We believe that accessing your home equity should be a well-informed decision based on a comprehensive understanding of the available options. Evolve provides all recommendations in writing so you can consider them in your own time.
Personalised advice from Evolve's licensed advisers, regulated by the FMA
Comprehensive guides help you understand complex financial products
Evolve provides recommendations in writing, with no volume or sales-target payments
Comprehensive guides, eligibility, providers, and calculations
Alternative equity release option with different risk profile
NZ law, consumer protections, and compliance information
Independent analysis of all major NZ equity release providers
We combine deep industry knowledge with a commitment to consumer education and protection.
Our guides are based on extensive research of New Zealand regulations, market conditions, and consumer protection requirements. We regularly update content to reflect changes.
We emphasize your rights and protections under New Zealand law, including FMA regulations and mandatory independent legal advice requirements.
Evolve may receive commission from lenders, but receives no volume or sales-target payments. All recommendations are provided in writing so you can make an informed decision.
This website provides general information only and does not constitute financial, legal, or personal advice. Always seek independent professional advice before making equity release decisions.
New Zealand law requires you to obtain independent legal advice before entering into any equity release arrangement. This is mandatory and for your protection.
Reverse mortgage and equity release products are issued by lenders such as SBS Bank and Heartland Bank. Evolve acts as your financial adviser, not the lender.
Evolve provides all recommendations in writing. Evolve may receive commission from lenders, and receives no volume or sales-target payments. Advice is regulated under the Financial Markets Conduct Act 2013.
Questions about equity release or our content? Get in touch.
Serving homeowners nationwide
Auckland to InvercargillExplore our comprehensive guides or use our tools to understand your equity release options.